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Need a Break?

We are here to help.

Now more than ever, Resource One is here for our members.
We are committed and care about helping you to finance your vehicle during these uncertain times.
Eligible members may receive up to 120 days no payment on their next new or used auto loan.

Up to 120 days no payment on qualifying auto loans.

Get Started!

Simplify the process with R1CU. We provide competitive rates, quick approval, and discounts on your new or used auto loan.

Open Your Loan Today!

Apply Now

Auto Loan Features and Benefits

No matter what type of vehicle – new or used – you’re looking to buy, we make it easy to get the financing you need. With a wide selection of financing options and flexible terms, we can help you keep your monthly payments where you want them. The best place to start is getting pre-qualified. You’ll feel more in control when you’re at the dealership knowing what you have to spend and be able to negotiate a better price. Once you’ve found your new vehicle, we’ll be ready with your financing to make your purchase a quick and smooth process.

  • Wide variety of loans for new and used vehicles, as well as motorcycles and RVs
  • You’ll always receive a competitive rate – with no application fee when booked at Resource One Credit Union
  • Loan Payment Protection Products – Protect your investment after you buy

Auto Loan Application Process

A Resource One Credit Union auto loan could get you on the road again with a great rate quickly.

Submit an application

To get the loan process started, first submit an online loan application. You can also apply by calling 800-375-3674.

Get pre-qualified

We will process your application and notify you when your pre-qualification is completed, usually the same day.

Negotiate the best deal

Be sure to bring your loan pre-qualification to the dealer, as this will give you maximum leverage and help you negotiate the best deal. Save even more time and money when you use Auto Research Service.

Complete your loan documents

Once the deal is finalized, send us the purchase agreement and we can finalize your loan documents online using Docusign.

Finalize your financing

We’ll send the funds to you or the dealer.

Open Your Loan Today!

APPLY ONLINE

Use our easy online application process to get started right away.

Apply Now

CALL US

Questions? Call us anytime to speak with a specialist.

800-375-3674


Auto Loans

APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. Offer applies to consumer loans only; commercial vehicles and commercial loans do not qualify. Payment example: Estimated monthly payment of $19.48 per $1,000 borrowed at 5.80% APR for 60 months. All loans subject to approval. Interest accrues during the no payment period. Restrictions may apply; see credit union for details.

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Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.