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Bundle and Save

Resource One is offering a special rate discount on personal loans after you book an auto loan.

Bundle your Auto and Personal loan!

As a member when you book a new, used, or external refinanced auto loan; you will be eligible to receive the 1.50% rate discount on a personal loan booked at the same time of the auto loan or if booked within 30 days of the loan booking.

Auto Loan Features and Benefits

No matter what type of vehicle – new or used – you’re looking to buy, we make it easy to get the financing you need. With a wide selection of financing options and flexible terms, we can help you keep your monthly payments where you want them. The best place to start is getting pre-qualified. You’ll feel more in control when you’re at the dealership knowing what you have to spend and be able to negotiate a better price. Once you’ve found your new vehicle, we’ll be ready with your financing to make your purchase a quick and smooth process.

  • Wide variety of loans for new and used vehicles, as well as motorcycles and RVs
  • You’ll always receive a competitive rate – with no application fee when booked at Resource One Credit Union
  • Loan Payment Protection Products – Protect your investment after you buy

Personal Loan Features and Benefits

Need extra money for a vacation? Maybe the car your buying needs some extra care or fun upgrades. Whatever your needs are, we’re here for you!

Whether your expense is planned or unexpected, Resource One offers a variety of Personal loans to cover that expense. This loan is designed to help with financial stress by making one large payment into smaller monthly installments

A personal loan can provide you with the financing you need to purchase furniture or appliances, consolidate bills, or even take a vacation. With our low-rates, you can quickly get the funds you need to take care of life’s expenses.

Get Started

Simplify the process with R1CU. We provide competitive rates, quick approval, and discounts on your new or used auto loan.

Auto Loan Application Process

A Resource One Credit Union auto loan could get you on the road again with a great rate quickly.

 

Submit an application

To get the loan process started, first submit an online loan application. You can also apply by calling 800-375-3674.

Get pre-qualified

We will process your application and notify you when your pre-qualification is completed, usually the same day.

Negotiate the best deal

Be sure to bring your loan pre-qualification to the dealer, as this will give you maximum leverage and help you negotiate the best deal. Save even more time and money when you use Auto Research Service.

Complete your loan documents

Once the deal is finalized, send us the purchase agreement and we can finalize your loan documents online using Docusign.

Finalize your financing

We’ll send the funds to you or the dealer.

Ready to Get Started?

Apply Online

Use our easy online application process to get started right away.

Apply Now

Apply in Person

Visit any of our locations to start the process of your new loan.

Find a Branch

Apply by Phone

Questions? Call us anytime to speak with a specialist.

1-800-375-3674


Auto Loans

Federally insured by NCUA.
APR=Annual Percentage Rate.
Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. This offer cannot be combined with other offers. Offer applies to consumer loans only; commercial loans do not qualify. Restrictions may apply; see credit union for details.
Auto Loan
Payment Example: Estimated monthly payment of $19.24 per $1,000 borrowed at 5.80% APR for 60 months. Other rates and terms available. Must be new collateral to Resource One Credit Union and excludes “other collateral” loans.
Personal Loan
Payment Example: Estimated monthly payment of $47.54 per $1,000 borrowed at 13.00% APR for 24 months. Other rates and terms available. Offer excludes Lines of Credit, Credit Cards, Credit Builders, Home Improvement Personal Loans, and current Resource One personal loans. Member must book a new, used, or external refinanced auto loan; then they will be eligible to receive the 1.50% rate discount on a personal loan booked at the same time as the auto loan or if booked within 30 days of the loan booking.

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Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.