There are many reasons to choose a federal credit union over a traditional, for-profit bank. But probably the most important reason is to build for your future, no matter how large or small your financial dreams may be. Resource One Credit Union is here to help North Texas and Houston metro area residents take steps toward those dreams!

Resource One Credit Union members can take advantage of savings account perks, certificates and IRAs, and money market accounts. What does that mean for you?

Savings Account Perks

This is probably the most popular way to save. When you get your paycheck, you may choose to withdraw some cash, deposit a portion into your checking account, and reserve another portion for savings. The basic premise is that your money will be “out of sight and out of mind” until it has built up quite a bit. And credit unions definitely help them to build up! Depending on the type of savings account you open, your savings rate could be anywhere from 0.10 percent to 0.15 percent! Remember, the more you save, the more you earn.

Certificates and IRAs

With certificate of deposit or IRA accounts, you deposit at least a set minimum amount of money and reap the rewards! The only catch is that you have to keep the money in the account for a predetermined amount of time as well. The longer your term, which can be anywhere from three months to five years, the higher your rate and APY. All certificates and IRAs are federally insured up to $250,000, so you can rest assured that your money is invested safely.

Money Market Accounts

Do you want to earn more interest on your funds but still be able to spend your dollars when you want to? No problem! Money market accounts help you earn interest daily, and you are free to deposit and withdraw as you wish. The accounts have a $2,500 minimum deposit to open, but they earn interest at rates between 0.20 percent and 0.25 percent!

What is the bottom line here? Credit unions provide you with all the tools you need to successfully save. No matter what your finances look like today, Resource One can help make your future a little brighter. Become a member today and get on the path to financial wellness.


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Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.