Your Ride, Your Choice
Qualifying loans can choose to receive 0.50% APR rate discount, $250 cash back, or 90 days no pay. Apply NowYour Ride, Your Choice
Qualifying loans can choose to receive 0.50% APR rate discount, $250 cash back, or 90 days no pay. Apply NowGet Started!
Simplify the process with R1CU. We provide competitive rates, quick approval, and discounts on your new or used auto loan.
or Call 800-375-3674
Rates as low as 2.45% APR!
Qualifying loans can choose to receive 0.50% APR rate discount, $250 cash back, or 90 days no pay.
Auto Loan Features and Benefits
No matter what type of vehicle – new or used – you’re looking to buy, we make it easy to get the financing you need. With a wide selection of financing options and flexible terms, we can help you keep your monthly payments where you want them. The best place to start is getting pre-qualified. You’ll feel more in control when you’re at the dealership knowing what you have to spend and be able to negotiate a better price. Once you’ve found your new vehicle, we’ll be ready with your financing to make your purchase a quick and smooth process.
- Wide variety of loans for new and used vehicles, as well as motorcycles and RVs
- You’ll always receive a competitive rate – with no application fee when booked at Resource One Credit Union
- Loan Payment Protection Products – Protect your investment after you buy
Auto Loan Application Process
A Resource One Credit Union auto loan could get you on the road again with a great rate quickly.
① Submit an application
To get the loan process started, first submit an online loan application. You can also apply by calling 800-375-3674.
② Get pre-qualified
We will process your application and notify you when your pre-qualification is completed, usually the same day.
③ Negotiate the best deal
Be sure to bring your loan pre-qualification to the dealer, as this will give you maximum leverage and help you negotiate the best deal. Save even more time and money when you use Auto Research Service.
④ Complete your loan documents
Once the deal is finalized, send us the purchase agreement and we can finalize your loan documents online using Docusign.
⑤ Finalize your financing
We’ll send the funds to you or the dealer.
Low Rates
Competitive rates that will save you money.
Service
Personalized service. We help you every step of the way.
Quick & Easy
Quick and easy process to save you time.
Ready to Get Started?
Apply By Phone
Questions? Call us any time to speak with a loan officer.
CALL
800-375-3674
Apply in Person
Visit any of our convenient locations to start the process to your new loan.
Auto Loans
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral conditions. All loans subject to approval. Offer applies to consumer loans only; commercial vehicles and commercial loans do not qualify. Interest accrues during the no payment period. Payment example: Estimated monthly payment of $19.78 per $1,000 borrowed at 6.95% APR for 60 months. Restrictions may apply; see credit union for details.
