Have you ever thought to yourself “if I could just not pay on my loan right now things would be much easier!” Well do we have great news for you. Resource One has three great ways to avoid payment this winter without affecting your credit. This offer is part of our limited-time-only auto loan promotion and year around loan service to help our members during their end of year expenses.

#1. Starting November 1 – December 31, 2021 all qualifying new auto loans can enjoy no payments until 2022. That means not only do you get a brand new auto, but your finances are freed up to pay for other things you might be needing like clothes, travel, gifts, and more.

Not only that, but our rates are historically low. So, if you or someone you know might have their eye on that new car, now is the time to do it!

Ready to get started? Visit us online, in person, or by starting a video banking call to start your auto loan application.

#2. Same deal as above, but if your current auto is financed at another financial institution or dealership, you can refinance with R1CU. That means you only have from November 1 – December 31, 2021 to make sure your loan qualifies!

Again, our rates are historically low. If your loan is somewhere else, even if you’ve had it for a few days or a few years, you could be missing out on some savings. Rates can change daily, so if you like what you see, contact us ASAP.

#3. Is your auto already financed by R1CU? That means you might be about to use a Skip-A-Pay! This service allows certain loans to skip one monthly payment to allow a break for our members in need of cash.

Get started on your Skip-A-Pay by completing this form and sending it to us via mail, email, fax, or dropping it off at any of our locations.

No Payments Until 2022 New Auto
APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans subject to approval. Offer applies to consumer loans only; commercial loans do not qualify. Interest accrues during the no payment period. Payment example: Estimated monthly payment of $20.90 per $1,000 borrowed at 9.29% APR for 60 months. Restrictions may apply; see credit union for details. Cannot be substituted or combined with any other credit union offers. Offer excludes internally refinanced auto loans, auto balloons, and auto collateral. Lenders protection loans are not eligible for the 90 days no pay.
No Payments Until 2022 Refinance Auto
APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans subject to approval. Offer applies to consumer loans only; commercial loans do not qualify. Interest accrues during the no payment period. Payment example: Estimated monthly payment of $20.90 per $1,000 borrowed at 9.29% APR for 60 months. Restrictions may apply; see credit union for details. Cannot be substituted or combined with any other credit union offers. Offer excludes internally refinanced auto loans, auto balloons, and auto collateral. Lenders protection loans are not eligible for the 90 days no pay.
Skip-A-Pay
For qualified members. Member account must be in good standing to take advantage of this offer. The credit union reserves the right to determine if prior or subsequent action may disqualify your loan. Skips cannot be consecutive and new loans must have six consecutive payments made on time before taking advantage of this program. Only two skips per loan per rolling 12 month period with a maximum of five for the life of the loan. Mortgages, Home Improvement loans, Line of Credit loans, Balloon Notes and any loans with an original term greater than 72 months are exempt from the skip-a-pay program. Form must be signed in order to be accepted. By skipping your loan payment, you authorize Resource One Credit Union to defer your monthly loan payment and a $40 fee for using the skip-a-pay program will be collected as part of the deferred payment. Finance charges will continue to accrue on your unpaid balance. The skip-a-payment program will extend the final loan payment for each skip-a-payment granted on the loan. Using the skip-a-payment program does not change the original loan terms or your legal obligation to Resource One Credit Union. Restrictions may apply; see credit union for details.

NCUA Logo Equal Housing Logo

© 2021 Resource One Credit Union. All rights reserved.

Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical braches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.