Plan your next vacation ahead to ensure that you get the most for your money without sacrificing a good time. Then relax, knowing that you might even have funds left over when you get home. Here’s how:

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Your Spending account has perks! If your account offers R1 Cha-Ching, you have access to various savings, many of which can help with your vacation! Sign-in or join today to see the most current offers.

  1. Dining – Find discounts and coupons in the area for several dining locations. You can search by Zip Code to plan your meals in the places you plan on visiting.
  2. Entertainment and Recreation – Find deals on local attractions, theme parks, and experiences for you and the family. You can even print the coupons to have on hand directly from the site.
  3. Travel – Book a flight or rental car using R1 Cha-Ching, find travel deals and spend less than other travel sites.
  4. Loan Options

    Need a break, but funds are lacking? A lot of Resource One loans can be used for any need you have, including travel expenses, food, and all your other trip costs. Learn more about the loans we offer.

  5. Personal Loan – Did you know Resource One has several different types of personal loans? Find one that fits your needs and works with your vacation.
  6. Savings Builder Loan – Save for your vacation and build credit history at the same time. This loan is a great way to save if you need an obligation motivation.
  7. Fast Cash Loan – Fund this year’s vacation & pay off to fund next year’s vacation with this loan.
  8. Alternative Methods
  9. Summer Account – Separate your money into a separate account, so it’s harder to spend. Open a Summer Savings account and allocate your summer funds into this account as needed. The best part of this account is that it has unlimited withdrawals from June to August, so you have access to this money when you plan to spend it!
  10. Airfare – Book flights on Yapta.com and be eligible for a voucher if the airfare goes down after you’ve purchased your tickets. Sign up for alerts from Airfarewatchdog.com; follow other travel sites on social media as well. Call your airline agent and ask for a deal. Use a regional airport—low-cost airlines often don’t service the large international airports.
  11. Lodging – If you book by phone, ask the desk agent to beat the online rate. Consider an apartment or home rental instead of a hotel—you’ll save even more by cooking your own meals. Consider booking a place to stay through airbnb.com.
  12. Food – Make lunch your main meal. Lunches often are 30% cheaper than the same entrées on a dinner menu, and you’ll be less likely to splurge on expensive alcoholic beverages. Stock up on snack foods before you leave home and replenish your supply at local grocery stores rather than convenience marts.
  13. Search for vacation package deals – Package deals often give great discounts. Find them on Expedia, Priceline, or daily deal sites like Groupon Getaways and LivingSocial Escapes.
  14. Book by your budget – If budget is more important than the destination, search “explore” on kayak.com or “flights” on Google.com. Select your departure city, the season of travel, price, and get ready to be inspired.
  15. Add a free destination – Find deals under “special offers” or by searching “stopover” on your airline’s website. You might be able to squeeze in an extra destination at little or even no cost.
  16. Travel off-season – If you’re flexible, travel in the shoulder seasons—just before or after peak season, depending on your destination. Prices are low, the weather could be really nice, shops and restaurants are open, and there are fewer tourists.
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