Insurance & Security Center
- Life Settlements: Proceed with Caution
At first glance, a life settlement may seem a macabre arrangement. You sell your life insurance policy to an investor, who gets the death benefit when you die. The buyer is betting you'll die sooner rather than later, so as to earn a higher annual rate of return on the investment. more - Will Insurance Consumers Benefit From Modernization?
Since the middle of the 19th century, insurance products in the U.S. have been regulated and approved on a state-by-state basis, with each state making its own rules about the approval and sales process. The Financial Modernization Act of 1999 acknowledged that states should continue to regulate insurance. more - Get a Clue About What Databases Have on You
When it comes to car crashes and claims on your homeowners policy, it's good to be clueless. And if you think an A-Plus is always a good thing to get, think again. more - What You'll Get for That Car Accident vs. What It May Cost You
That sickening crunch you just heard was your car ramming the parking lot light pole as you backed up. So you better call your insurance company, right? more - Who Pays for Hospice Care?
When the first hospice care programs started in the 1970s, the medical profession and the public viewed them with some misgiving. Doctors, patients, and their families didn't want to declare a disease incurable and, worse, terminal. more - Health-Care Flex-Spending Accounts Get More Flexible
Doctors' offices may be a little less crowded than usual toward year's end. That's because you might have an extra 2 ½ months to spend the money in your flexible-spending account, thanks to a ruling this year by the Treasury Department. more - Teen Drivers Increase Costs, Worries
Putting your teen behind the wheel of a car is going to cost you. more
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